Dividend Planner

How might distributions develop? Including price change, reinvestment and taxes – with no guarantee.

Assumptions

€
€
%
Distributions of the last 12 months relative to the price, see the fund’s factsheet.
%
%
years
%
Your effective tax rate on distributions. Not tax advice – 0 means taxes are ignored.
%

Result

Distributions in year 20 (net)
€8,656
gross €8,656
Average per month (net)
€721
in today’s purchasing power: €485
Portfolio value
€364,374
Total contributions
€170,000
Distribution yield
2.50%
In year 20 the model gives net distributions of €8,656.
Annual overview (table)
Year Portfolio value Gross distributions Net distributions Distribution yield
0 €50,000 €0 €0 2.50%
1 €58,967 €1,355 €1,355 2.50%
2 €68,431 €1,581 €1,581 2.50%
3 €78,421 €1,820 €1,820 2.50%
4 €88,966 €2,072 €2,072 2.50%
5 €100,096 €2,338 €2,338 2.50%
6 €111,844 €2,619 €2,619 2.50%
7 €124,244 €2,916 €2,916 2.50%
8 €137,332 €3,228 €3,228 2.50%
9 €151,147 €3,559 €3,559 2.50%
10 €165,729 €3,907 €3,907 2.50%
11 €181,120 €4,275 €4,275 2.50%
12 €197,366 €4,664 €4,664 2.50%
13 €214,513 €5,073 €5,073 2.50%
14 €232,613 €5,506 €5,506 2.50%
15 €251,717 €5,963 €5,963 2.50%
16 €271,882 €6,445 €6,445 2.50%
17 €293,166 €6,954 €6,954 2.50%
18 €315,632 €7,491 €7,491 2.50%
19 €339,345 €8,058 €8,058 2.50%
20 €364,374 €8,656 €8,656 2.50%

Assumptions used

  • Starting yield 2.50%; distribution per share grows by 3.0% p.a., the price by 3.0% p.a.
  • Distributions are reinvested after tax at the current price (approximately the total return).
  • Taxes are not taken into account (tax rate 0).

Distributions are not guaranteed: companies can cut or cancel dividends, and prices can fall. A distribution reduces the fund value by the amount paid; what matters for building wealth is the total return (price change plus distributions), not the distribution alone.

Model calculation. The calculation uses constant assumptions and is not a forecast, not a guarantee and not investment advice. Actual returns fluctuate and can be negative. Disclaimer