Inflation Calculator
How does the purchasing power of an amount change at an assumed inflation rate?
Result
The result could not be updated. Please use “Calculate”.
Purchasing power after 20 years (in today’s money)
€6,730
of today’s €10,000
Loss of purchasing power
32.7%
Amount needed in 20 years for the same purchasing power
€14,859
Annual overview (table)
| Year | Purchasing power in today’s money | Amount needed for the same purchasing power | Loss of purchasing power |
|---|---|---|---|
| 0 | €10,000 | €10,000 | 0.0% |
| 1 | €9,804 | €10,200 | 2.0% |
| 2 | €9,612 | €10,404 | 3.9% |
| 3 | €9,423 | €10,612 | 5.8% |
| 4 | €9,238 | €10,824 | 7.6% |
| 5 | €9,057 | €11,041 | 9.4% |
| 6 | €8,880 | €11,262 | 11.2% |
| 7 | €8,706 | €11,487 | 12.9% |
| 8 | €8,535 | €11,717 | 14.6% |
| 9 | €8,368 | €11,951 | 16.3% |
| 10 | €8,203 | €12,190 | 18.0% |
| 11 | €8,043 | €12,434 | 19.6% |
| 12 | €7,885 | €12,682 | 21.2% |
| 13 | €7,730 | €12,936 | 22.7% |
| 14 | €7,579 | €13,195 | 24.2% |
| 15 | €7,430 | €13,459 | 25.7% |
| 16 | €7,284 | €13,728 | 27.2% |
| 17 | €7,142 | €14,002 | 28.6% |
| 18 | €7,002 | €14,282 | 30.0% |
| 19 | €6,864 | €14,568 | 31.4% |
| 20 | €6,730 | €14,859 | 32.7% |
Formula: purchasing power = amount ÷ (1 + inflation rate)^years. Calculated with a constant rate; actual inflation varies from year to year.
The calculation only shows the effect of the assumed price increase. Whether and how money is invested depends on goals, horizon, liquidity needs and risk tolerance; investments can also lose value.
Model calculation.
The calculation uses constant assumptions and is not a forecast, not a guarantee and not investment advice. Actual returns fluctuate and can be negative.
Disclaimer